Seminars

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     In today's economy, many families and most single-parent families are struggling to "make ends meet," with this sometimes requiring more than one job. Around 75 percent of marital problems are related to finances.

     With the constant stress of financial pressures, with no apparent hope for a solution, many employees are far less productive on the job than they could be; they are more prone to put upward pressure on management more often for higher wages; and they may suffer garnishments.

     The seminar on getting out of debt shows people how to get out of debt in five to seven years, based on current income and including a mortgage, if any. This seminar can be customized for any group from the top of an organization to the lowest level of employees.

     Among other things, seminar attendees are shown how to deal with banks, insurance companies, car dealers, credit cards, loans, etc., with the emphasis on systematic debt reduction. A pre-punched package of seminar materials is provided for each attendee for notes and reference purposes. Attendees need only bring a three-ring notebook. An additional book, SAVING MONEY SENSIBLY, is also made available for purchase, but is not required.
 

Benefits of Seminars

1. People can learn basic principles of handling money that have lifetime applications.
    
2. As people learn and apply these principles, their control over their lives will increase, thereby helping them to increase their self-confidence and hope for financial relief on the one hand and contributing reducing stress on the other.
    
3. Employees who have or who are gaining more control over their finances - and especially their debts - are more stress-free, concentrated and productive on the job.
    
4. People who reach the point of having all of their debts under control and on the decrease can eliminate harassment by creditors and eliminate garnishments of their paychecks, which also contributes to stress.
    
5. As employees learn their own responsibility for their finances and as they learn to better direct their available resources to get out of debt, constant upward pressure on management for wage increases and the size of them should decrease somewhat.
    
6. Married couples, by gaining information and applying the basic principles found in this seminar, can reduce their stress and improve their relationship.
    
7. Seminar participants will learn how to get compound interest to work for them and not against them.
    
8. People will learn how to redirect their resources for maximum advantage.
    
9. Parents will learn and be able to show better ways of handling money to their children (if any), further enabling the reduction of financial stress at home.
    
10. People will learn how to become better decision-makers in all areas of purchases or potential purchases.
     
11. By or before the end of the full-course seminar, participants will be able to calculate when they will be out of debt, thereby providing them with hope and encouragement.
     
12. Participants will learn what to look out for and who to look out for to avoid being "ripped off."
     
13. By applying the principles learned in this seminar, participants will learn how to save thousands, tens of thousands and even hundreds of thousands in some cases over periods ranging from a few years to a lifetime.
     
14. Seminar participants will learn how to substantially enhance their retirement incomes.
     
15. Participants will learn what priorities and practices to follow to get out of debt most quickly.

Information concerning the underlying premises of the course, materials, benefits, etc., is given below.
 

Underlying Premises

1. Most people spend nearly 100 percent of their income.
    
2. The seminar recognizes the above and is structured to show people how to get out of debt in five to seven years, on the average, based on current income and including a mortgage, if any.
    
3. According to an Old Testament proverb that is just as true today as it was then, "The rich ruleth over the poor, and the borrower is servant to the lender."
   (Proverbs, Chapter 22, verse 7)
    
4. According to a New Testament verse, we should "Owe no man anything, but to love one another...," recognizing the importance and propriety of being totally out of debt. (Romans, Chapter 13, verse 8)
    
5. True financial independence means not owing money to anyone, which, based on federal data, is achieved by only three or four percent of the population who are not dependent on money from other sources.
    
6. By gaining control of their finances, people can eventually operate on a cash basis; save money on interest payments; and reduce stress in their lives (among other things) that negatively affects personal and family relationships and productivity on the job.
    

Course Areas

The course is NOT a course on credit repair, nor is it an attempt to sell insurance or investments.

However, guidelines are presented in both of these areas, as well as on the other areas noted earlier.

The need to pay off all debts first before pursuing saving and investment strategies is presented, along with the mathematical/statistical proof of how this works.

Tips are given on many areas that are normally given little attention in most "how to save money" books.

The impact of the "onesies" and "twosies" is illustrated.
 

Customized Seminars

Seminars can be customized for each situation in terms of:

     (1) content;

     (2) length (e. g., 30 minutes; one hour; two hours; one-half day; all day;
          two-hour seminars over a course of weeks; etc.);

     (3) time (by mutual agreement with the company; any shift; weekends;
          evenings; etc.); and

     (4) audience (all levels; top level; bottom level; churches; etc.).
 

Seminar Pricing

Pricing varies according to the length of the seminar; the number of participants; and weather or not the organization wants to also purchase any additional materials for the participants or to let the participants do it on their own.

Prices will be negotiated with management based on the above variables. Normally, the same amount of time is required to prepare and teach 10 or 20 employees or over 100 employees. Also, the number of handouts to be copied and pre-punched is obviously greater for 100 employees than it is for 10.

Seminar pricing for churches are determined on a church-by-church basis and can include, at the discretion of the churches, additional material and/or time on relevant Scriptures dealing with finances.

For additional information or a review of what you would like to do in your company, organization or church, please contact the THINC Corporation.

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